The Bank of East Asia Ltd.

New York, NY · Cert 26028

NC · FED

Q1 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2

Part 2Peer Comparison, banks under $1B in assets3

Basis

Quarter: Q1 2026, the quarter ended March 31, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Banks under $1B in assets (n=558 to 606). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

No peer data yet

Asset Quality

Profitability

No peer data yet

Liquidity

Efficiency

No peer data yet

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

The Bank of East Asia Ltd.

New York, NY · Cert 26028

NC · FED

Q1 2026

$487.5MAssets

$434.8MLoans

$19.9MDeposits

n/aEquity

NIM

NIM decomposition not available for this institution

Non-interest income vs. expense

Non-interest trend not available for this institution

Executive Summary

Asset quality: problem loans at 0.00% of loans.
Funding: loans stand at 2186.36% of deposits as of Q1 2026.

Financial Results

Return on Assets (YTD, annualized)

n/a

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

Metric	Q1 2026	YoY Δ	Trend
Earnings
Return on Assets	n/a	n/a	n/a
Return on Equity	n/a	n/a	n/a
Net Interest Margin	n/a	n/a	n/a
Efficiency Ratio	n/a	n/a	n/a
Non-Interest Burden	n/a	n/a	n/a
Growth
Asset Growth (YoY)	n/a	n/a	n/a
Loan Growth (YoY)	n/a	n/a	n/a
Deposit Growth (YoY)	n/a	n/a	n/a
Asset Quality
Nonperforming Loans / Loans	0.00%	n/a	n/a
Net Charge-Offs / Loans	n/a	n/a	n/a
Allowance / Loans	n/a	n/a	n/a
Allowance Coverage of NPLs	n/a	n/a	n/a
Capital
Tier 1 Leverage Ratio	n/a	n/a	n/a
Total Risk-Based Capital	n/a	n/a	n/a
Equity / Assets	n/a	n/a	n/a
Liquidity & Funding
Loans / Deposits	2186%	n/a	n/a
Liquid Assets / Assets	0.00%	n/a	n/a
CRE / Total Capital	n/a	n/a	n/a

The Bank of East Asia Ltd.

New York, NY · Cert 26028 · Peer group: banks under $1B in assets (n=558-606)

NC · FED

Q1 2026

$487.5MAssets

$434.8MLoans

$19.9MDeposits

n/aEquity

Executive Summary

Strongest standing: nonperforming loans / loans outperforms 1% of banks under $1B in assets (rank 554 of 558).
Overall: at or above the peer median on 0 of 1 directional measures.

Metric	Your Bank	Peer 25th	Peer Median	Peer 75th	Standing	Rank
Earnings
Return on Assets	n/a	Not reported for this institution
Return on Equity	n/a	Not reported for this institution
Net Interest Margin	n/a	Not reported for this institution
Efficiency Ratio	n/a	Not reported for this institution
Asset Quality
Nonperforming Loans / Loans	8.05%	0.08%	0.39%	1.12%	Beats 1%	554 / 558
Net Charge-Offs / Loans	n/a	Not reported for this institution
Capital
Tier 1 Capital Ratio	n/a	Not reported for this institution
Total Risk-Based Capital Ratio	n/a	Not reported for this institution
Equity / Assets	n/a	Not reported for this institution
Liquidity & Funding
Loans / Deposits	2186%	63.31%	78.59%	92.04%	100th pctl	2 / 570
Loans / Assets	89.17%	50.80%	66.73%	77.27%	99th pctl	9 / 606
Brokered Deposits / Deposits	n/a	Not reported for this institution