Farmers Jacksonville, FL · Charter 26 · Peer group: credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (n=19)
NCUA · 1 branch
Q2 2026
$22.4M Assets
$6.3M Loans
$20.0M Shares
$2.4M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (rank 3 of 19). Widest gap: equity / assets trails 79% of credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (rank 15 of 19). Overall: at or above the peer median on 1 of 7 directional measures. Return on Assets
0.22%
Rank 13 of 19
Net Interest Margin
3.34%
Rank 13 of 19
Efficiency Ratio
83.41%
Rank 11 of 19
Equity / Assets
10.58%
Rank 15 of 19
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.22% -0.11% 0.66% 1.27% Beats 32% 13 / 19 Return on Equity 2.11% -0.53% 4.88% 8.56% Beats 37% 12 / 19 Net Interest Margin 3.34% 3.04% 3.58% 4.03% Beats 32% 13 / 19 Efficiency Ratio 83.41% 67.29% 83.22% 91.36% Beats 47% 11 / 19 Asset Quality Nonperforming Loans / Loans 0.00% 0.10% 0.50% 1.13% Beats 100% 3 / 19 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 10.58% 10.58% 12.87% 17.85% Beats 21% 15 / 19 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 10.58% 10.58% 12.87% 17.85% Beats 21% 15 / 19 Liquidity & Funding Loans / Deposits 31.70% 41.38% 66.89% 77.97% 0th pctl 19 / 19 Loans / Assets 28.27% 33.12% 56.90% 65.75% 5th pctl 18 / 19 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11