PackageTrendsPeer
Letter portraitLegal landscape

First Eagle Bank

Chicago, IL · Cert 25883 · Peer group: banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=56-57) · First Eagle Bancshares Inc.

State charter, Fed member · FED · 2 branches

Q2 2026

$649.6MAssets
$458.2MLoans
$468.0MDeposits
$132.2MEquity

Executive Summary

  • Strongest standing: efficiency ratio outperforms 98% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 2 of 57).
  • Widest gap: return on equity trails 47% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 27 of 57).
  • Overall: at or above the peer median on 9 of 9 directional measures.

Return on Assets

1.73%

Rank 4 of 57

Net Interest Margin

4.08%

Rank 14 of 57

Efficiency Ratio

40.39%

Rank 2 of 57

Equity / Assets

20.35%

Rank 7 of 57

Non-interest income vs. expense

$1.7M$11.2MINCOMEEXPENSE
Unfavorable gap of $9.5M · efficiency ratio beats 98% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area
Bank 40.39%Peer median 69.7%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets1.73%0.51%0.84%1.19%Beats 93%4 / 57
Return on Equity8.49%3.13%7.76%11.40%Beats 53%27 / 57
Net Interest Margin4.08%3.16%3.63%4.08%Beats 75%14 / 57
Efficiency Ratio40.39%59.57%69.70%81.06%Beats 98%2 / 57
Asset Quality
Nonperforming Loans / Loans0.10%0.06%0.34%1.78%Beats 71%17 / 56
Net Charge-Offs / Loans0.00%n/a0.00%0.01%Beats 54%27 / 56
Capital
Tier 1 Capital Ratio21.29%12.24%16.06%19.69%Beats 77%13 / 57
Total Risk-Based Capital Ratio21.29%12.54%16.50%20.95%Beats 75%14 / 57
Equity / Assets20.35%9.37%11.56%15.00%Beats 88%7 / 57
Liquidity & Funding
Loans / Deposits97.92%66.29%85.59%95.16%82nd pctl10 / 57
Loans / Assets70.54%57.07%71.07%78.13%47th pctl30 / 57
Brokered Deposits / Depositsn/aNot reported for this institution