Equity Bank
Andover, KS · Cert 25858 · Peer group: banks $1B-$10B in assets (n=311-317) · Equity Bancshares Inc.
State charter, Fed member · FED · 83 branches
Q2 2026
$7.7BAssets
$5.4BLoans
$6.3BDeposits
$895.8MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 87% of banks $1B-$10B in assets (rank 42 of 317).
- Widest gap: nonperforming loans / loans trails 75% of banks $1B-$10B in assets (rank 235 of 311).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.28%
Rank 135 of 317
Net Interest Margin
4.21%
Rank 42 of 317
Efficiency Ratio
58.46%
Rank 139 of 317
Equity / Assets
11.61%
Rank 91 of 317
Non-interest income vs. expense
Unfavorable gap of $159.5M · efficiency ratio beats 56% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.28% | 0.93% | 1.22% | 1.51% | Beats 57% | 135 / 317 | | |
| Return on Equity | 11.06% | 8.63% | 11.43% | 14.48% | Beats 46% | 172 / 317 | | |
| Net Interest Margin | 4.21% | 3.06% | 3.45% | 3.83% | Beats 87% | 42 / 317 | | |
| Efficiency Ratio | 58.46% | 51.90% | 59.69% | 67.53% | Beats 56% | 139 / 317 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.24% | 0.51% | 1.14% | Beats 25% | 235 / 311 | | |
| Net Charge-Offs / Loans | 0.09% | 0.01% | 0.04% | 0.12% | Beats 30% | 220 / 311 | | |
| Capital |
| Tier 1 Capital Ratio | 13.08% | 11.75% | 13.15% | 15.30% | Beats 49% | 162 / 317 | | |
| Total Risk-Based Capital Ratio | 14.22% | 12.63% | 14.21% | 16.26% | Beats 50% | 158 / 317 | | |
| Equity / Assets | 11.61% | 9.06% | 10.32% | 11.95% | Beats 71% | 91 / 317 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.42% | 76.63% | 88.04% | 95.67% | 44th pctl | 176 / 312 | | |
| Loans / Assets | 70.11% | 65.41% | 74.05% | 79.71% | 36th pctl | 202 / 317 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |