Kauai Ohana
Lihue, HI · Charter 2577 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$63.3MAssets
$36.0MLoans
$57.9MShares
$5.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 56% of credit unions under $1B in assets (rank 735 of 1681).
- Widest gap: equity / assets trails 94% of credit unions under $1B in assets (rank 1577 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.55%
Rank 1,067 of 1,683
Net Interest Margin
3.71%
Rank 933 of 1,683
Efficiency Ratio
86.13%
Rank 1,230 of 1,682
Equity / Assets
8.46%
Rank 1,577 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.55% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,067 / 1,683 | |
| Return on Equity | 6.54% | 2.67% | 5.89% | 8.74% | Beats 56% | 735 / 1,681 | |
| Net Interest Margin | 3.71% | 3.31% | 3.82% | 4.32% | Beats 45% | 933 / 1,683 | |
| Efficiency Ratio | 86.13% | 68.91% | 78.20% | 86.93% | Beats 27% | 1,230 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.59% | 0.26% | 0.65% | 1.29% | Beats 54% | 783 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.46% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,577 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.46% | 10.44% | 12.89% | 16.53% | Beats 6% | 1,577 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 62.22% | 52.61% | 69.38% | 83.50% | 38th pctl | 1,044 / 1,683 | |
| Loans / Assets | 56.89% | 44.71% | 59.18% | 70.72% | 45th pctl | 920 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |