New Castle, DE · Cert 25677
NC
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.49% | -17.11% | 34.26% | 1.62% | 2.81% | +232 bps | |
| Return on Equity | 0.52% | -18.04% | 35.82% | 1.71% | 2.98% | +246 bps | |
| Net Interest Margin | 0.93% | 0.00% | 0.15% | 0.19% | 0.00% | -93 bps | |
| Efficiency Ratio | 98.57% | 633% | -138.69% | -1.10% | 74.92% | -2,365 bps | |
| Non-Interest Burden | 0.30% | 21.52% | -42.73% | -4.13% | -1.24% | -154 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.35% | -5.75% | 5.55% | -4.79% | -4.68% | -502 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 94.29% | 92.04% | 105.05% | 88.57% | 92.72% | -157 bps | |
| Total Risk-Based Capital | 478% | 493% | 486% | 481% | 483% | +477 bps | |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |