Pittsburgh, PA · Charter 2554
NCUA · 2 branches
Q2 2025
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.11% | 0.04% | 0.17% | 0.32% | 0.38% | 0.38% | -1.41% | -0.88% | -120 bps | |
| Return on Equity | 0.79% | 0.31% | 1.25% | 2.21% | 2.60% | 2.51% | -9.79% | -5.97% | -818 bps | |
| Net Interest Margin | 2.11% | 2.06% | 2.04% | 2.32% | 2.50% | 2.46% | 2.76% | 2.93% | +61 bps | |
| Efficiency Ratio | 93.85% | 95.74% | 91.14% | 85.27% | 84.73% | 84.41% | 138.96% | 121.12% | +3,585 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -9.92% | -8.04% | -2.97% | -3.30% | -6.19% | -3.56% | -5.46% | -2.94% | +36 bps | |
| Loan Growth (YoY) | -3.28% | -10.65% | -12.13% | -14.40% | -13.56% | -12.00% | -9.79% | -6.72% | +769 bps | |
| Share Growth (YoY) | -12.50% | -10.31% | -4.37% | -4.81% | -7.67% | -4.61% | -6.13% | -3.41% | +140 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.47% | 0.68% | 0.70% | 0.57% | 0.18% | 0.86% | 0.66% | 0.82% | +24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.27% | 14.20% | 13.70% | 14.55% | 14.59% | 15.08% | 14.45% | 14.76% | +21 bps | |
| Net Worth / Assets | 14.27% | 14.20% | 13.70% | 14.55% | 14.59% | 15.08% | 14.45% | 14.76% | +21 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 36.64% | 35.62% | 32.21% | 32.90% | 34.30% | 32.86% | 30.96% | 31.77% | -113 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |