Pittsburgh, PA · Charter 2554
NCUA · 2 branches
Q2 2025
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.32% | 0.38% | 0.38% | -1.41% | -0.88% | -120 bps | |
| Return on Equity | 2.21% | 2.60% | 2.51% | -9.79% | -5.97% | -818 bps | |
| Net Interest Margin | 2.32% | 2.50% | 2.46% | 2.76% | 2.93% | +61 bps | |
| Efficiency Ratio | 85.27% | 84.73% | 84.41% | 138.96% | 121.12% | +3,585 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.30% | -6.19% | -3.56% | -5.46% | -2.94% | +36 bps | |
| Loan Growth (YoY) | -14.40% | -13.56% | -12.00% | -9.79% | -6.72% | +769 bps | |
| Share Growth (YoY) | -4.81% | -7.67% | -4.61% | -6.13% | -3.41% | +140 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.57% | 0.18% | 0.86% | 0.66% | 0.82% | +24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.55% | 14.59% | 15.08% | 14.45% | 14.76% | +21 bps | |
| Net Worth / Assets | 14.55% | 14.59% | 15.08% | 14.45% | 14.76% | +21 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 32.90% | 34.30% | 32.86% | 30.96% | 31.77% | -113 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |