Alcoa Pittsburgh
Pittsburgh, PA · Charter 2554 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=91)
NCUA · 2 branches
Q2 2025
$33.2MAssets
$8.9MLoans
$27.9MShares
$4.9MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 55% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 41 of 91).
- Widest gap: return on equity trails 93% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 85 of 91).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.88%
Rank 85 of 91
Net Interest Margin
2.94%
Rank 68 of 91
Efficiency Ratio
121.02%
Rank 85 of 91
Equity / Assets
14.76%
Rank 41 of 91
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.88% | 0.20% | 0.77% | 1.39% | Beats 7% | 85 / 91 | |
| Return on Equity | -5.96% | 1.09% | 5.39% | 9.23% | Beats 7% | 85 / 91 | |
| Net Interest Margin | 2.94% | 2.91% | 3.51% | 4.16% | Beats 25% | 68 / 91 | |
| Efficiency Ratio | 121.02% | 61.76% | 74.32% | 87.06% | Beats 8% | 85 / 91 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.81% | 0.29% | 0.72% | 1.99% | Beats 47% | 49 / 91 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.76% | 11.65% | 14.20% | 17.82% | Beats 55% | 41 / 91 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.76% | 11.65% | 14.20% | 17.82% | Beats 55% | 41 / 91 | |
| Liquidity & Funding |
| Loans / Deposits | 31.77% | 35.12% | 49.71% | 67.29% | 18th pctl | 75 / 91 | |
| Loans / Assets | 26.68% | 28.97% | 42.35% | 57.37% | 20th pctl | 73 / 91 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |