Aberdeen Proving Ground
Aberdeen, MD · Charter 2540 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 15 branches
Q2 2026
$2.7BAssets
$2.3BLoans
$2.4BShares
$249.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 86% of credit unions $1B-$10B in assets (rank 62 of 435).
- Widest gap: equity / assets trails 85% of credit unions $1B-$10B in assets (rank 371 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.90%
Rank 177 of 435
Net Interest Margin
3.97%
Rank 62 of 435
Efficiency Ratio
71.39%
Rank 218 of 435
Equity / Assets
9.26%
Rank 371 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.55% | 0.81% | 1.14% | Beats 59% | 177 / 435 | |
| Return on Equity | 9.76% | 5.12% | 7.41% | 9.70% | Beats 75% | 107 / 435 | |
| Net Interest Margin | 3.97% | 3.01% | 3.39% | 3.75% | Beats 86% | 62 / 435 | |
| Efficiency Ratio | 71.39% | 65.25% | 71.39% | 77.86% | Beats 50% | 218 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.53% | 0.45% | 0.69% | 1.05% | Beats 67% | 144 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.26% | 9.81% | 10.84% | 12.63% | Beats 15% | 371 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.26% | 9.81% | 10.84% | 12.63% | Beats 15% | 371 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 94.54% | 78.33% | 88.38% | 95.61% | 72nd pctl | 123 / 435 | |
| Loans / Assets | 84.15% | 67.69% | 74.58% | 80.80% | 88th pctl | 51 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |