North Canton, OH · Charter 2535
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
23
Asset Quality
48
Profitability
60
Liquidity
94
Efficiency
42
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
North Canton, OH · Charter 2535
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.73% | 0.66% | 0.74% | 0.63% | 0.60% | 0.76% | 0.83% | 0.67% | +5 bps | |
| Return on Equity | 6.58% | 6.22% | 7.15% | 6.11% | 5.84% | 7.26% | 7.93% | 6.54% | +42 bps | |
| Net Interest Margin | 4.47% | 4.27% | 4.12% | 4.18% | 4.25% | 4.22% | 4.52% | 4.42% | +24 bps | |
| Efficiency Ratio | 82.20% | 82.79% | 81.80% | 82.53% | 83.27% | 81.35% | 79.13% | 81.03% | -150 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.91% | 8.34% | 9.01% | 11.05% | 11.17% | 8.65% | 5.66% | 5.99% | -506 bps | |
| Loan Growth (YoY) | 6.08% | 4.89% | 3.31% | 2.89% | 1.47% | 0.39% | 1.10% | 5.27% | +239 bps | |
| Share Growth (YoY) | 3.10% | 7.77% | 8.38% | 10.73% | 10.26% | 8.23% | 5.10% | 5.72% | -500 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.60% | 0.74% | 0.60% | 0.51% | 0.62% | 0.70% | 0.69% | 0.69% | +18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.02% | 10.67% | 10.37% | 10.23% | 10.33% | 10.41% | 10.42% | 10.26% | +4 bps | |
| Net Worth / Assets | 11.02% | 10.67% | 10.37% | 10.23% | 10.33% | 10.41% | 10.42% | 10.26% | +4 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 73.81% | 71.39% | 67.20% | 67.74% | 67.93% | 66.22% | 64.64% | 67.46% | -29 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
North Canton, OH · Charter 2535 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
Return on Assets
0.67%
Rank 922 of 1,683
Net Interest Margin
4.42%
Rank 372 of 1,683
Efficiency Ratio
81.03%
Rank 982 of 1,682
Equity / Assets
10.26%
Rank 1,294 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.67% | 0.35% | 0.74% | 1.18% | Beats 45% | 922 / 1,683 | ||
| Return on Equity | 6.54% | 2.67% | 5.89% | 8.74% | Beats 56% | 737 / 1,681 | ||
| Net Interest Margin | 4.42% | 3.31% | 3.82% | 4.32% | Beats 78% | 372 / 1,683 | ||
| Efficiency Ratio | 81.03% | 68.91% | 78.20% | 86.93% | Beats 42% | 982 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.69% | 0.26% | 0.65% | 1.29% | Beats 48% | 872 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.26% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,294 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.26% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,294 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 67.46% | 52.61% | 69.38% | 83.50% | 46th pctl | 905 / 1,683 | ||
| Loans / Assets | 59.27% | 44.71% | 59.18% | 70.72% | 50th pctl | 841 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||