First National Bankers Bank
Baton Rouge, LA · Cert 25247 · Peer group: banks under $1B in assets (n=581-629) · First Natl Bankers Bankshares
National charter · OCC · 5 branches
Q2 2026
$983.0MAssets
$544.5MLoans
$383.9MDeposits
$165.4MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: efficiency ratio trails 78% of banks under $1B in assets (rank 491 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.89%
Rank 372 of 629
Net Interest Margin
3.03%
Rank 470 of 629
Efficiency Ratio
81.23%
Rank 491 of 629
Equity / Assets
16.83%
Rank 111 of 629
Non-interest income vs. expense
Unfavorable gap of $20.3M · efficiency ratio beats 22% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.89% | 0.60% | 1.01% | 1.45% | Beats 41% | 372 / 629 | | |
| Return on Equity | 5.30% | 5.38% | 9.30% | 13.28% | Beats 25% | 473 / 629 | | |
| Net Interest Margin | 3.03% | 3.03% | 3.54% | 4.05% | Beats 25% | 470 / 629 | | |
| Efficiency Ratio | 81.23% | 58.35% | 67.79% | 79.08% | Beats 22% | 491 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.78% | 0.09% | 0.46% | 1.20% | Beats 36% | 372 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 16.14% | 11.24% | 13.84% | 18.77% | Beats 65% | 219 / 629 | | |
| Total Risk-Based Capital Ratio | 16.14% | 11.58% | 14.43% | 19.66% | Beats 62% | 238 / 629 | | |
| Equity / Assets | 16.83% | 9.09% | 10.65% | 13.80% | Beats 82% | 111 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 141.83% | 67.24% | 80.90% | 93.48% | 99th pctl | 3 / 594 | | |
| Loans / Assets | 55.39% | 53.31% | 67.71% | 78.15% | 28th pctl | 456 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |