Meade County Bank, Inc.
Brandenburg, KY · Cert 25173 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Meade Bcorp Inc.
State charter, non-member · FDIC · 1 affiliate bank · 4 branches (7 in holding)
Q2 2026
$458.4MAssets
$387.7MLoans
$384.4MDeposits
$37.0MEquity
Executive Summary
- Strongest standing: return on equity outperforms 79% of banks under $1B in assets operating in a single state (rank 157 of 746).
- Widest gap: equity / assets trails 86% of banks under $1B in assets operating in a single state (rank 642 of 746).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.15%
Rank 326 of 746
Net Interest Margin
3.14%
Rank 572 of 746
Efficiency Ratio
57.16%
Rank 217 of 746
Equity / Assets
8.07%
Rank 642 of 746
Non-interest income vs. expense
Unfavorable gap of $8.0M · efficiency ratio beats 71% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.15% | 0.72% | 1.06% | 1.45% | Beats 56% | 326 / 746 | |
| Return on Equity | 14.27% | 6.74% | 10.51% | 13.63% | Beats 79% | 157 / 746 | |
| Net Interest Margin | 3.14% | 3.17% | 3.68% | 4.16% | Beats 23% | 572 / 746 | |
| Efficiency Ratio | 57.16% | 55.74% | 64.58% | 75.47% | Beats 71% | 217 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.19% | 0.09% | 0.42% | 1.07% | Beats 67% | 243 / 743 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 47% | 396 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 12.94% | 11.55% | 13.75% | 17.60% | Beats 41% | 439 / 746 | |
| Total Risk-Based Capital Ratio | 13.34% | 11.71% | 14.33% | 18.43% | Beats 41% | 439 / 746 | |
| Equity / Assets | 8.07% | 8.90% | 10.51% | 13.06% | Beats 14% | 642 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 100.87% | 61.31% | 78.27% | 90.78% | 90th pctl | 71 / 746 | |
| Loans / Assets | 84.59% | 53.60% | 66.97% | 76.08% | 95th pctl | 40 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |