New York, NY · Cert 25093 · Maham Beteiligungsgesellschaft Ag
State charter, non-member · FDIC · 6 branches
Q2 2026
Market Position · New York-Newark-Jersey City, NY-NJ · 2026 SOD (annual) · 0.0% share · #71 of 151 inst. · $1.3B of $2921.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.83% | 0.93% | 0.73% | 0.96% | 1.01% | +17 bps | |
| Return on Equity | 9.86% | 10.47% | 8.12% | 11.04% | 11.61% | +175 bps | |
| Net Interest Margin | 1.75% | 1.87% | 1.99% | 2.18% | 2.21% | +46 bps | |
| Efficiency Ratio | 57.74% | 55.83% | 61.45% | 56.75% | 55.09% | -265 bps | |
| Non-Interest Burden | 0.60% | 0.60% | 0.81% | 0.78% | 0.78% | +18 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.98% | 1.82% | 11.72% | 4.22% | 6.08% | +1,106 bps | |
| Loan Growth (YoY) | 9.27% | 11.81% | 14.16% | 14.72% | 13.28% | +401 bps | |
| Deposit Growth (YoY) | 13.85% | 14.39% | 13.79% | 11.93% | 13.24% | -61 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.28% | 0.46% | 1.13% | 1.37% | 0.73% | +44 bps | |
| Net Charge-Offs / Loans | -0.05% | 0.07% | -0.01% | 0.00% | 0.00% | +5 bps | |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 8.10% | 8.40% | 8.62% | 8.90% | 8.49% | +40 bps | |
| Total Risk-Based Capital | 14.55% | 14.62% | 14.18% | 14.37% | 14.03% | -52 bps | |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Deposits | 98.16% | 97.24% | 102.04% | 100.80% | 98.19% | +3 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |