Alpine
Orem, UT · Charter 24988 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
Q2 2026
$362.9MAssets
$245.7MLoans
$321.5MShares
$37.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 82% of credit unions under $1B in assets (rank 308 of 1681).
- Widest gap: net interest margin trails 77% of credit unions under $1B in assets (rank 1302 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.01%
Rank 585 of 1,683
Net Interest Margin
3.26%
Rank 1,302 of 1,683
Efficiency Ratio
71.02%
Rank 497 of 1,682
Equity / Assets
10.33%
Rank 1,279 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.01% | 0.35% | 0.74% | 1.18% | Beats 65% | 585 / 1,683 | |
| Return on Equity | 9.79% | 2.67% | 5.89% | 8.74% | Beats 82% | 308 / 1,681 | |
| Net Interest Margin | 3.26% | 3.31% | 3.82% | 4.32% | Beats 23% | 1,302 / 1,683 | |
| Efficiency Ratio | 71.02% | 68.91% | 78.20% | 86.93% | Beats 71% | 497 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.00% | 0.26% | 0.65% | 1.29% | Beats 33% | 1,129 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.33% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,279 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.33% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,279 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 76.42% | 52.61% | 69.38% | 83.50% | 62nd pctl | 632 / 1,683 | |
| Loans / Assets | 67.72% | 44.71% | 59.18% | 70.72% | 68th pctl | 531 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |