Hudson Valley
Poughkeepsie, NY · Charter 24984 · Peer group: credit unions $1B-$10B in assets (n=435)
Q2 2026
$8.1BAssets
$5.1BLoans
$7.2BShares
$849.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 60% of credit unions $1B-$10B in assets (rank 175 of 435).
- Widest gap: return on equity trails 95% of credit unions $1B-$10B in assets (rank 413 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.14%
Rank 411 of 435
Net Interest Margin
3.13%
Rank 293 of 435
Efficiency Ratio
85.96%
Rank 412 of 435
Equity / Assets
10.56%
Rank 251 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.14% | 0.55% | 0.81% | 1.14% | Beats 6% | 411 / 435 | | |
| Return on Equity | 1.29% | 5.12% | 7.41% | 9.70% | Beats 5% | 413 / 435 | | |
| Net Interest Margin | 3.13% | 3.01% | 3.39% | 3.75% | Beats 33% | 293 / 435 | | |
| Efficiency Ratio | 85.96% | 65.25% | 71.39% | 77.86% | Beats 6% | 412 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.45% | 0.69% | 1.05% | Beats 60% | 175 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.56% | 9.81% | 10.84% | 12.63% | Beats 42% | 251 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.56% | 9.81% | 10.84% | 12.63% | Beats 42% | 251 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.07% | 78.33% | 88.38% | 95.61% | 14th pctl | 376 / 435 | | |
| Loans / Assets | 62.77% | 67.69% | 74.58% | 80.80% | 16th pctl | 365 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |