PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Credit Union of Southern CA, A

Anaheim, CA · Charter 24983

Q2 2026

$4.0BAssets
$2.1BLoans
$3.1BShares
$452.8MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.16%; NIM at 2.97%.
  • Asset quality: problem loans at 0.60% of loans.
  • Capital: net worth / assets of 11.30%.
  • Funding: loans stand at 69.76% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.16%

Net Interest Margin (YTD, annualized)

2.97%

Efficiency Ratio (YTD, annualized)

64.19%

Net Worth / Assets

11.30%

Year to date, annualized, through each quarter.

MetricQ4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.91%1.16%1.16%n/a
Return on Equity8.07%10.32%10.30%n/a
Net Interest Margin2.90%3.02%2.97%n/a
Efficiency Ratio69.70%63.41%64.19%n/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.51%0.48%0.60%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%n/a
Capital
Risk-Based Capital11.29%11.28%11.30%n/a
Net Worth / Assets11.29%11.28%11.30%n/a
Liquidity & Funding
Loans / Shares70.61%67.90%69.76%n/a
Liquid Assets / Assets0.00%0.00%0.00%n/a