PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

California

Glendale, CA · Charter 24980

Q2 2026

$5.4BAssets
$3.6BLoans
$4.9BShares
$510.6MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.53%; NIM at 2.53%.
  • Asset quality: problem loans at 0.44% of loans.
  • Capital: net worth / assets of 9.41%.
  • Funding: loans stand at 72.98% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.53%

Net Interest Margin (quarter, annualized)

2.53%

Efficiency Ratio (quarter, annualized)

81.32%

Net Worth / Assets

9.41%

Discrete quarter, annualized.

MetricQ4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.59%0.41%0.53%n/a
Return on Equity6.36%4.41%5.58%n/a
Net Interest Margin2.37%2.52%2.53%n/a
Efficiency Ratio78.93%84.93%81.32%n/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.46%0.39%0.44%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%n/a
Capital
Risk-Based Capital9.23%9.27%9.41%n/a
Net Worth / Assets9.23%9.27%9.41%n/a
Liquidity & Funding
Loans / Shares71.96%71.47%72.98%n/a
Liquid Assets / Assets0.00%0.00%0.00%n/a