Worthington, PA · Charter 24978
NCUA
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|
| Earnings | ||||||
| Return on Assets | 1.59% | 1.56% | 2.15% | 1.78% | n/a | |
| Return on Equity | 9.12% | 8.92% | 12.17% | 9.90% | n/a | |
| Net Interest Margin | 3.59% | 3.56% | 4.14% | 3.83% | n/a | |
| Efficiency Ratio | 59.94% | 60.26% | 53.48% | 58.21% | n/a | |
| Growth | ||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | ||||||
| Delinquent Loans / Loans | 0.19% | 0.05% | 0.06% | 0.06% | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | n/a | |
| Capital | ||||||
| Risk-Based Capital | 17.41% | 17.45% | 17.69% | 17.94% | n/a | |
| Net Worth / Assets | 17.41% | 17.45% | 17.69% | 17.94% | n/a | |
| Liquidity & Funding | ||||||
| Loans / Shares | 86.95% | 85.05% | 85.06% | 86.50% | n/a | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | n/a | |