Moonlight
Worthington, PA · Charter 24978 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA
Q2 2026
$53.6MAssets
$38.2MLoans
$44.1MShares
$9.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 91% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 8 of 78).
- Widest gap: net interest margin trails 38% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 30 of 78).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.77%
Rank 8 of 78
Net Interest Margin
3.83%
Rank 30 of 78
Efficiency Ratio
58.16%
Rank 11 of 78
Equity / Assets
17.94%
Rank 22 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.77% | 0.37% | 0.83% | 1.31% | Beats 90% | 8 / 78 | |
| Return on Equity | 9.89% | 1.73% | 5.71% | 9.08% | Beats 79% | 16 / 78 | |
| Net Interest Margin | 3.83% | 3.17% | 3.63% | 4.21% | Beats 62% | 30 / 78 | |
| Efficiency Ratio | 58.16% | 65.01% | 78.15% | 89.28% | Beats 87% | 11 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.06% | 0.40% | 0.84% | 1.97% | Beats 91% | 8 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.94% | 12.42% | 15.10% | 18.27% | Beats 72% | 22 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.94% | 12.42% | 15.10% | 18.27% | Beats 72% | 22 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 86.50% | 34.83% | 50.41% | 71.84% | 92nd pctl | 6 / 78 | |
| Loans / Assets | 71.13% | 29.34% | 41.02% | 56.96% | 91st pctl | 7 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |