Fairfield, CT · Charter 24977
NCUA
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|
| Earnings | ||||||
| Return on Assets | 0.74% | 0.58% | 1.06% | 1.15% | n/a | |
| Return on Equity | 7.00% | 5.57% | 10.11% | 10.88% | n/a | |
| Net Interest Margin | 4.15% | 4.05% | 5.10% | 4.95% | n/a | |
| Efficiency Ratio | 83.63% | 86.94% | 73.33% | 73.86% | n/a | |
| Growth | ||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | ||||||
| Delinquent Loans / Loans | 1.01% | 0.17% | 0.12% | 0.22% | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | n/a | |
| Capital | ||||||
| Risk-Based Capital | 10.51% | 10.38% | 10.50% | 10.58% | n/a | |
| Net Worth / Assets | 10.51% | 10.38% | 10.50% | 10.58% | n/a | |
| Liquidity & Funding | ||||||
| Loans / Shares | 67.75% | 67.87% | 65.84% | 64.61% | n/a | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | n/a | |