African Diaspora
Saint Ann, MO · Charter 24975 · Peer group: credit unions under $1B in assets in the St. Louis, MO-IL area (n=27)
NCUA · 1 branch
Q2 2026
$547KAssets
$35KLoans
$492KShares
$-12KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 3 of 27).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 27 of 27).
- Overall: at or above the peer median on 1 of 6 directional measures.
Return on Assets
-17.92%
Rank 27 of 27
Net Interest Margin
1.46%
Rank 26 of 27
Efficiency Ratio
309%
Rank 27 of 27
Equity / Assets
-2.19%
Rank 27 of 27
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -17.92% | 0.25% | 0.67% | 0.86% | Beats 0% | 27 / 27 | | |
| Return on Equity | n/a | Not reported for this institution |
| Net Interest Margin | 1.46% | 3.01% | 3.75% | 4.07% | Beats 4% | 26 / 27 | | |
| Efficiency Ratio | 309% | 71.97% | 77.45% | 89.37% | Beats 4% | 27 / 27 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.24% | 0.77% | 1.40% | Beats 100% | 3 / 27 | n/a | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | -2.19% | 9.38% | 10.56% | 15.42% | Beats 0% | 27 / 27 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | -2.19% | 9.38% | 10.56% | 15.42% | Beats 0% | 27 / 27 | | |
| Liquidity & Funding |
| Loans / Deposits | 7.11% | 56.38% | 74.82% | 87.76% | 0th pctl | 27 / 27 | | |
| Loans / Assets | 6.40% | 50.27% | 64.80% | 77.37% | 0th pctl | 27 / 27 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |