Fort Leonard Wo, MO · Charter 24974
NCUA · 7 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.13% | 1.11% | 1.08% | 1.30% | 1.26% | +13 bps | |
| Return on Equity | 11.11% | 10.85% | 10.52% | 12.67% | 12.04% | +93 bps | |
| Net Interest Margin | 4.13% | 4.08% | 4.04% | 4.10% | 4.17% | +4 bps | |
| Efficiency Ratio | 68.01% | 67.26% | 68.46% | 64.38% | 66.41% | -160 bps | |
| Growth | |||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 8.80% | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 14.88% | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 7.85% | n/a | n/a |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.56% | 0.51% | 0.62% | 0.40% | 0.36% | -20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.16% | 10.20% | 10.27% | 10.29% | 10.49% | +33 bps | |
| Net Worth / Assets | 10.16% | 10.20% | 10.27% | 10.29% | 10.49% | +33 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.43% | 88.24% | 88.32% | 87.90% | 92.07% | +564 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |