Fort Leonard Wo, MO · Charter 24974
NCUA · 7 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
26
Asset Quality
68
Profitability
79
Liquidity
0
Efficiency
80
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Fort Leonard Wo, MO · Charter 24974
NCUA · 7 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.13% | 1.11% | 1.08% | 1.30% | 1.26% | +13 bps | |
| Return on Equity | 11.11% | 10.85% | 10.52% | 12.67% | 12.04% | +93 bps | |
| Net Interest Margin | 4.13% | 4.08% | 4.04% | 4.10% | 4.17% | +4 bps | |
| Efficiency Ratio | 68.01% | 67.26% | 68.46% | 64.38% | 66.41% | -160 bps | |
| Growth | |||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 8.80% | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 14.88% | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 7.85% | n/a | n/a |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.56% | 0.51% | 0.62% | 0.40% | 0.36% | -20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.16% | 10.20% | 10.27% | 10.29% | 10.49% | +33 bps | |
| Net Worth / Assets | 10.16% | 10.20% | 10.27% | 10.29% | 10.49% | +33 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.43% | 88.24% | 88.32% | 87.90% | 92.07% | +564 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Fort Leonard Wo, MO · Charter 24974 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
Return on Assets
1.26%
Rank 367 of 1,683
Net Interest Margin
4.17%
Rank 539 of 1,683
Efficiency Ratio
66.41%
Rank 343 of 1,682
Equity / Assets
10.49%
Rank 1,253 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.26% | 0.35% | 0.74% | 1.18% | Beats 78% | 367 / 1,683 | ||
| Return on Equity | 12.04% | 2.67% | 5.89% | 8.74% | Beats 92% | 142 / 1,681 | ||
| Net Interest Margin | 4.17% | 3.31% | 3.82% | 4.32% | Beats 68% | 539 / 1,683 | ||
| Efficiency Ratio | 66.41% | 68.91% | 78.20% | 86.93% | Beats 80% | 343 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.36% | 0.26% | 0.65% | 1.29% | Beats 68% | 534 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.49% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,253 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.49% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,253 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 92.07% | 52.61% | 69.38% | 83.50% | 90th pctl | 170 / 1,683 | ||
| Loans / Assets | 81.32% | 44.71% | 59.18% | 70.72% | 93rd pctl | 113 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||