Woodbridge, VA · Charter 24971
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.58% | 0.63% | 0.65% | 0.63% | 0.76% | 0.62% | -2 bps | |
| Return on Equity | 4.09% | 4.50% | 4.64% | 4.46% | 5.46% | 4.41% | -9 bps | |
| Net Interest Margin | 3.70% | 3.67% | 3.64% | 3.64% | 3.47% | 3.59% | -9 bps | |
| Efficiency Ratio | 78.55% | 76.18% | 76.20% | 77.71% | 78.98% | 79.66% | +348 bps | |
| Growth | ||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 7.16% | 5.25% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -11.38% | -11.50% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 7.33% | 4.68% | n/a | |
| Asset Quality | ||||||||
| Delinquent Loans / Loans | 0.76% | 1.20% | 1.17% | 1.35% | 0.80% | 1.27% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||
| Risk-Based Capital | 14.30% | 14.05% | 13.96% | 14.13% | 14.01% | 13.96% | -9 bps | |
| Net Worth / Assets | 14.30% | 14.05% | 13.96% | 14.13% | 14.01% | 13.96% | -9 bps | |
| Liquidity & Funding | ||||||||
| Loans / Shares | 46.14% | 44.08% | 41.79% | 40.88% | 38.09% | 37.27% | -681 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |