Soul Community Austell, GA · Charter 24968 · Peer group: credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (n=22-23)
NCUA
Q1 2025
$309K Assets
$0K Loans
$1K Shares
$308K Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 96% of credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (rank 1 of 23). Widest gap: net interest margin trails 100% of credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area (rank 23 of 23). Overall: at or above the peer median on 2 of 5 directional measures. Return on Assets
0.00%
Rank 20 of 23
Net Interest Margin
0.00%
Rank 23 of 23
Equity / Assets
99.68%
Rank 1 of 23
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.00% 0.09% 0.37% 1.08% Beats 13% 20 / 23 Return on Equity 0.00% 1.28% 4.07% 8.79% Beats 9% 20 / 22 Net Interest Margin 0.00% 2.82% 3.36% 4.09% Beats 0% 23 / 23 Efficiency Ratio n/a Not reported for this institution Asset Quality Nonperforming Loans / Loans n/a Not reported for this institution Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 99.84% 9.85% 11.43% 16.03% Beats 96% 1 / 23 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 99.68% 9.85% 11.43% 16.03% Beats 96% 1 / 23 Liquidity & Funding Loans / Deposits 0.00% 41.07% 65.33% 73.52% 0th pctl 23 / 23 n/a Loans / Assets 0.00% 35.53% 59.97% 64.75% 0th pctl 23 / 23 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Atlanta-Sandy Springs-Roswell, GA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (22 to 23 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.28%, the median effective tax rate of the 2,787 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11