Cantonment, FL · Charter 24967
NCUA · 7 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
15
Asset Quality
42
Profitability
74
Liquidity
24
Efficiency
45
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Cantonment, FL · Charter 24967
NCUA · 7 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Earnings | |||||||||
| Return on Assets | 0.21% | 0.55% | 0.18% | 0.31% | 0.32% | 0.91% | 0.89% | +71 bps | |
| Return on Equity | 2.53% | 6.77% | 2.27% | 3.81% | 3.38% | 9.59% | 9.47% | +721 bps | |
| Net Interest Margin | 4.07% | 4.67% | 4.33% | 4.45% | 4.35% | 4.53% | 4.60% | +27 bps | |
| Efficiency Ratio | 91.39% | 87.02% | 92.74% | 90.90% | 90.17% | 79.63% | 79.87% | -1,287 bps | |
| Growth | |||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 6.39% | 6.03% | 8.65% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 2.98% | 3.92% | 4.79% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 4.07% | 3.81% | 6.50% | n/a | |
| Asset Quality | |||||||||
| Delinquent Loans / Loans | 0.31% | 0.31% | 0.41% | 0.59% | 0.64% | 0.57% | 0.83% | +43 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||||
| Risk-Based Capital | 8.23% | 8.07% | 8.12% | 8.07% | 9.60% | 9.49% | 9.44% | +132 bps | |
| Net Worth / Assets | 8.23% | 8.07% | 8.12% | 8.07% | 9.60% | 9.49% | 9.44% | +132 bps | |
| Liquidity & Funding | |||||||||
| Loans / Shares | 90.13% | 86.74% | 88.12% | 87.39% | 89.18% | 86.84% | 86.72% | -141 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Cantonment, FL · Charter 24967 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
Return on Assets
0.89%
Rank 689 of 1,683
Net Interest Margin
4.60%
Rank 282 of 1,683
Efficiency Ratio
79.88%
Rank 930 of 1,682
Equity / Assets
9.44%
Rank 1,437 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.89% | 0.35% | 0.74% | 1.18% | Beats 59% | 689 / 1,683 | ||
| Return on Equity | 9.47% | 2.67% | 5.89% | 8.74% | Beats 80% | 330 / 1,681 | ||
| Net Interest Margin | 4.60% | 3.31% | 3.82% | 4.32% | Beats 83% | 282 / 1,683 | ||
| Efficiency Ratio | 79.88% | 68.91% | 78.20% | 86.93% | Beats 45% | 930 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.83% | 0.26% | 0.65% | 1.29% | Beats 42% | 982 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.44% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,437 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.44% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,437 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 86.72% | 52.61% | 69.38% | 83.50% | 80th pctl | 330 / 1,683 | ||
| Loans / Assets | 77.77% | 44.71% | 59.18% | 70.72% | 88th pctl | 196 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||