Revere, MA · Charter 24956
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.66% | 0.02% | -0.13% | 0.26% | -0.17% | -0.37% | 0.89% | 0.53% | +27 bps | |
| Return on Equity | -4.68% | 0.11% | -0.86% | 1.59% | -1.01% | -2.25% | 5.59% | 3.25% | +166 bps | |
| Net Interest Margin | 2.67% | 2.69% | 2.61% | 2.76% | 2.79% | 2.77% | 2.47% | 2.67% | -9 bps | |
| Efficiency Ratio | 138.82% | 99.36% | 104.68% | 92.17% | 105.26% | 113.96% | 66.84% | 81.33% | -1,084 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | -10.29% | -13.96% | -13.09% | -11.38% | -11.86% | -4.00% | -0.95% | +1,214 bps | |
| Loan Growth (YoY) | n/a | -2.69% | 0.81% | 5.74% | 1.48% | -9.67% | -14.59% | -12.70% | -1,844 bps | |
| Share Growth (YoY) | n/a | -11.69% | -15.89% | -16.03% | -13.98% | -14.06% | -4.93% | -1.06% | +1,497 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.88% | 0.86% | 0.89% | 0.91% | 0.93% | 0.99% | 0.90% | 0.86% | -5 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.16% | 14.65% | 15.47% | 16.33% | 16.42% | 16.25% | 16.01% | 16.26% | -7 bps | |
| Net Worth / Assets | 14.16% | 14.65% | 15.47% | 16.33% | 16.42% | 16.25% | 16.01% | 16.26% | -7 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 36.05% | 37.91% | 40.78% | 42.28% | 42.53% | 39.85% | 36.64% | 37.31% | -497 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |