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Revere Firefighters

Revere, MA · Charter 24956

NCUA · 1 branch

Q2 2026

$4.8MAssets
$1.5MLoans
$4.1MShares
$781KNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.53%, up 27 bps year over year; NIM at 2.67%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 16.26%, down 7 bps from a year ago.
  • Funding: loans stand at 37.31% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.53%+27 bps YoY

Net Interest Margin (quarter, annualized)

2.67%-9 bps YoY

Efficiency Ratio (quarter, annualized)

81.33%-1,084 bps YoY

Net Worth / Assets

16.26%-7 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.26%-0.17%-0.37%0.89%0.53%+27 bps
Return on Equity1.59%-1.01%-2.25%5.59%3.25%+166 bps
Net Interest Margin2.76%2.79%2.77%2.47%2.67%-9 bps
Efficiency Ratio92.17%105.26%113.96%66.84%81.33%-1,084 bps
Growth
Asset Growth (YoY)-13.09%-11.38%-11.86%-4.00%-0.95%+1,214 bps
Loan Growth (YoY)5.74%1.48%-9.67%-14.59%-12.70%-1,844 bps
Share Growth (YoY)-16.03%-13.98%-14.06%-4.93%-1.06%+1,497 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.91%0.93%0.99%0.90%0.86%-5 bps
Capital
Risk-Based Capital16.33%16.42%16.25%16.01%16.26%-7 bps
Net Worth / Assets16.33%16.42%16.25%16.01%16.26%-7 bps
Liquidity & Funding
Loans / Shares42.28%42.53%39.85%36.64%37.31%-497 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps