Multipli
Jefferson City, MO · Charter 24955 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 11 branches
Q2 2026
$1.5BAssets
$1.0BLoans
$1.3BShares
$155.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 94% of credit unions $1B-$10B in assets (rank 25 of 435).
- Widest gap: equity / assets trails 57% of credit unions $1B-$10B in assets (rank 246 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.37%
Rank 62 of 435
Net Interest Margin
3.46%
Rank 193 of 435
Efficiency Ratio
67.34%
Rank 145 of 435
Equity / Assets
10.59%
Rank 246 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.37% | 0.55% | 0.81% | 1.14% | Beats 86% | 62 / 435 | | |
| Return on Equity | 12.95% | 5.12% | 7.41% | 9.70% | Beats 94% | 25 / 435 | | |
| Net Interest Margin | 3.46% | 3.01% | 3.39% | 3.75% | Beats 56% | 193 / 435 | | |
| Efficiency Ratio | 67.34% | 65.25% | 71.39% | 77.86% | Beats 67% | 145 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.45% | 0.69% | 1.05% | Beats 89% | 47 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.59% | 9.81% | 10.84% | 12.63% | Beats 43% | 246 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.59% | 9.81% | 10.84% | 12.63% | Beats 43% | 246 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.50% | 78.33% | 88.38% | 95.61% | 25th pctl | 325 / 435 | | |
| Loans / Assets | 69.15% | 67.69% | 74.58% | 80.80% | 30th pctl | 303 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |