Members Exchange
Jackson, MS · Charter 24952 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$143.6MAssets
$64.5MLoans
$110.7MShares
$30.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 89% of credit unions under $1B in assets (rank 179 of 1683).
- Widest gap: efficiency ratio trails 72% of credit unions under $1B in assets (rank 1216 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.73%
Rank 851 of 1,683
Net Interest Margin
4.04%
Rank 636 of 1,683
Efficiency Ratio
85.81%
Rank 1,216 of 1,682
Equity / Assets
21.21%
Rank 179 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.73% | 0.35% | 0.74% | 1.18% | Beats 49% | 851 / 1,683 | | |
| Return on Equity | 3.44% | 2.67% | 5.89% | 8.74% | Beats 31% | 1,159 / 1,681 | | |
| Net Interest Margin | 4.04% | 3.31% | 3.82% | 4.32% | Beats 62% | 636 / 1,683 | | |
| Efficiency Ratio | 85.81% | 68.91% | 78.20% | 86.93% | Beats 28% | 1,216 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.26% | 0.65% | 1.29% | Beats 68% | 539 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.21% | 10.44% | 12.89% | 16.53% | Beats 89% | 179 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.21% | 10.44% | 12.89% | 16.53% | Beats 89% | 179 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 58.21% | 52.61% | 69.38% | 83.50% | 33rd pctl | 1,135 / 1,683 | | |
| Loans / Assets | 44.91% | 44.71% | 59.18% | 70.72% | 25th pctl | 1,258 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |