Chicago Avenue Garage Chicago, IL · Charter 2495 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 2 branches
Q2 2026
$4.4M Assets
$788K Loans
$1.8M Shares
$2.5M Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 98% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 2 of 96). Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 92 of 93). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
0.14%
Rank 69 of 96
Net Interest Margin
5.13%
Rank 10 of 96
Efficiency Ratio
77.17%
Rank 39 of 96
Equity / Assets
56.86%
Rank 2 of 96
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.14% -0.02% 0.42% 1.03% Beats 28% 69 / 96 Return on Equity 0.24% -0.11% 2.94% 6.89% Beats 26% 70 / 95 Net Interest Margin 5.13% 3.01% 3.57% 4.27% Beats 90% 10 / 96 Efficiency Ratio 77.17% 73.45% 82.91% 96.61% Beats 60% 39 / 96 Asset Quality Nonperforming Loans / Loans 18.53% 0.08% 0.86% 1.63% Beats 2% 92 / 93 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 56.86% 11.79% 15.23% 18.93% Beats 98% 2 / 96 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 56.86% 11.79% 15.23% 18.93% Beats 98% 2 / 96 Liquidity & Funding Loans / Deposits 43.20% 32.14% 50.03% 67.81% 33rd pctl 64 / 96 Loans / Assets 18.04% 23.12% 42.50% 56.24% 16th pctl 81 / 96 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (93 to 96 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11