New York, NY · Charter 24947
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -24.08% | -20.18% | -19.80% | -6.89% | -6.27% | +1,780 bps | |
| Return on Equity | -35.39% | -35.69% | -40.05% | -14.79% | -14.12% | +2,128 bps | |
| Net Interest Margin | 4.74% | 4.20% | 4.10% | 3.90% | 4.12% | -62 bps | |
| Efficiency Ratio | 592% | 543% | 554% | 256% | 245% | -34,709 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 12.00% | 19.05% | 24.74% | 17.62% | 20.30% | +830 bps | |
| Loan Growth (YoY) | n/a | 151541% | 472652% | 484% | 197.37% | n/a | |
| Share Growth (YoY) | 32232% | 39954% | 7017% | 302% | 285% | -3,194,763 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.14% | 2.37% | 1.91% | 0.83% | +83 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.07% | 1.34% | 2.58% | 2.35% | 1.47% | +40 bps | |
| Capital | |||||||
| Risk-Based Capital | 68.03% | 56.55% | 49.43% | 46.62% | 44.44% | -2,359 bps | |
| Net Worth / Assets | 68.03% | 56.55% | 49.43% | 46.62% | 44.44% | -2,359 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 170.81% | 106.09% | 97.39% | 112.99% | 132.06% | -3,875 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |