Chicago, IL · Charter 24946
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.22% | 3.65% | 3.46% | 1.75% | 1.98% | 3.23% | 5.17% | 0.47% | -129 bps | |
| Return on Equity | 29.48% | 24.49% | 23.13% | 12.11% | 13.64% | 20.67% | 32.23% | 3.14% | -897 bps | |
| Net Interest Margin | 3.25% | 3.28% | 2.96% | 2.96% | 2.94% | 2.81% | 2.40% | 2.40% | -56 bps | |
| Efficiency Ratio | 53.69% | 58.42% | 70.05% | 81.44% | 78.64% | 72.89% | 66.73% | 95.00% | +1,357 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 362% | 26.37% | 23.99% | 22.77% | 13.35% | 20.02% | 20.53% | 17.48% | -529 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | 831% | 25.72% | 26.89% | 25.39% | 12.91% | 19.13% | 19.20% | 16.94% | -845 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Risk-Based Capital | 14.32% | 14.88% | 14.96% | 14.49% | 14.52% | 15.63% | 16.03% | 14.84% | +35 bps | |
| Net Worth / Assets | 14.32% | 14.88% | 14.96% | 14.49% | 14.52% | 15.63% | 16.03% | 14.84% | +35 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |