Envista
Topeka, KS · Charter 24945 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 10 branches
Q2 2026
$693.4MAssets
$537.7MLoans
$591.4MShares
$74.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 82% of credit unions under $1B in assets (rank 302 of 1681).
- Widest gap: equity / assets trails 71% of credit unions under $1B in assets (rank 1201 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.06%
Rank 538 of 1,683
Net Interest Margin
3.68%
Rank 967 of 1,683
Efficiency Ratio
77.61%
Rank 810 of 1,682
Equity / Assets
10.77%
Rank 1,201 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.35% | 0.74% | 1.18% | Beats 68% | 538 / 1,683 | | |
| Return on Equity | 9.82% | 2.67% | 5.89% | 8.74% | Beats 82% | 302 / 1,681 | | |
| Net Interest Margin | 3.68% | 3.31% | 3.82% | 4.32% | Beats 43% | 967 / 1,683 | | |
| Efficiency Ratio | 77.61% | 68.91% | 78.20% | 86.93% | Beats 52% | 810 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.26% | 0.65% | 1.29% | Beats 72% | 479 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.77% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,201 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.77% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,201 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.92% | 52.61% | 69.38% | 83.50% | 88th pctl | 207 / 1,683 | | |
| Loans / Assets | 77.55% | 44.71% | 59.18% | 70.72% | 88th pctl | 205 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |