Cce
Fargo, ND · Charter 24944 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$14.0MAssets
$6.6MLoans
$11.3MShares
$2.6MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 93% of credit unions under $1B in assets (rank 120 of 1683).
- Widest gap: nonperforming loans / loans trails 93% of credit unions under $1B in assets (rank 1572 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.82%
Rank 120 of 1,683
Net Interest Margin
4.58%
Rank 289 of 1,683
Efficiency Ratio
58.74%
Rank 171 of 1,682
Equity / Assets
18.55%
Rank 300 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.82% | 0.35% | 0.74% | 1.18% | Beats 93% | 120 / 1,683 | | |
| Return on Equity | 9.80% | 2.67% | 5.89% | 8.74% | Beats 82% | 306 / 1,681 | | |
| Net Interest Margin | 4.58% | 3.31% | 3.82% | 4.32% | Beats 83% | 289 / 1,683 | | |
| Efficiency Ratio | 58.74% | 68.91% | 78.20% | 86.93% | Beats 90% | 171 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.33% | 0.26% | 0.65% | 1.29% | Beats 7% | 1,572 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.55% | 10.44% | 12.89% | 16.53% | Beats 82% | 300 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.55% | 10.44% | 12.89% | 16.53% | Beats 82% | 300 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 58.31% | 52.61% | 69.38% | 83.50% | 33rd pctl | 1,133 / 1,683 | | |
| Loans / Assets | 47.00% | 44.71% | 59.18% | 70.72% | 29th pctl | 1,201 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |