Lame Deer, MT · Charter 24943
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -5.64% | -3.59% | -1.97% | 0.42% | 0.63% | +627 bps | |
| Return on Equity | -58.64% | -42.26% | -27.51% | 4.96% | 6.41% | +6,505 bps | |
| Net Interest Margin | 4.13% | 3.85% | 3.31% | 3.54% | 4.15% | +2 bps | |
| Efficiency Ratio | 93.31% | 91.21% | 92.69% | 86.61% | 87.35% | -596 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 77.40% | 8.80% | 43.73% | 9.85% | 1.91% | -7,549 bps | |
| Loan Growth (YoY) | -6.24% | -7.63% | -24.63% | -23.44% | -17.30% | -1,105 bps | |
| Share Growth (YoY) | 41.38% | 12.66% | 53.16% | 11.29% | 17.45% | -2,393 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.39% | 8.39% | 8.94% | 9.17% | 5.89% | +150 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.61% | 8.50% | 7.16% | 8.39% | 9.88% | +27 bps | |
| Net Worth / Assets | 9.61% | 8.50% | 7.16% | 8.39% | 9.88% | +27 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 25.48% | 21.08% | 13.34% | 15.17% | 17.94% | -754 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |