Little Rock, AR · Charter 24940
NCUA
Q1 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -21.02% | -13.75% | -14.51% | -35.00% | -199.39% | -17,836 bps | |
| Return on Equity | -235% | -194.58% | -708% | n/a | n/a | n/a | |
| Net Interest Margin | 19.78% | 9.73% | 9.86% | 2.71% | -0.34% | -2,012 bps | |
| Efficiency Ratio | 187.56% | 190.97% | 167.65% | 302% | 1870% | +168,240 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -40.10% | -21.88% | -34.74% | -45.00% | -44.72% | -463 bps | |
| Loan Growth (YoY) | 140.66% | 165.28% | 96.41% | 82.01% | -2.61% | -14,327 bps | |
| Share Growth (YoY) | -39.00% | -17.56% | -33.54% | -28.54% | 3.67% | +4,268 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 5.70% | 1.80% | 13.35% | 15.96% | 20.61% | +1,491 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.36% | 1.22% | 1.43% | 9.85% | 14.44% | +1,308 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.95% | 7.06% | 2.05% | -20.90% | -91.10% | -10,005 bps | |
| Net Worth / Assets | 8.95% | 7.06% | 2.05% | -20.90% | -91.10% | -10,005 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 35.43% | 37.94% | 37.65% | 33.33% | 33.29% | -215 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |