People Trust Community
Little Rock, AR · Charter 24940 · Peer group: credit unions under $1B in assets (n=1,674-1,677)
NCUA
Q1 2026
$1.5MAssets
$820KLoans
$2.5MShares
$-1325KNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 0% of credit unions under $1B in assets (rank 1676 of 1677).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets (rank 1675 of 1676).
- Overall: at or above the peer median on 0 of 6 directional measures.
Return on Assets
-199.45%
Rank 1,676 of 1,677
Net Interest Margin
-0.28%
Rank 1,674 of 1,676
Efficiency Ratio
1881%
Rank 1,673 of 1,674
Equity / Assets
-91.13%
Rank 1,675 of 1,676
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -199.45% | 0.29% | 0.71% | 1.15% | Beats 0% | 1,676 / 1,677 | |
| Return on Equity | n/a | Not reported for this institution |
| Net Interest Margin | -0.28% | 3.27% | 3.78% | 4.29% | Beats 0% | 1,674 / 1,676 | |
| Efficiency Ratio | 1881% | 69.04% | 78.86% | 87.73% | Beats 0% | 1,673 / 1,674 | |
| Asset Quality |
| Nonperforming Loans / Loans | 20.61% | 0.23% | 0.59% | 1.15% | Beats 0% | 1,672 / 1,675 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | -91.10% | 10.32% | 12.68% | 16.26% | Beats 0% | 1,676 / 1,677 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | -91.13% | 10.32% | 12.68% | 16.26% | Beats 0% | 1,675 / 1,676 | |
| Liquidity & Funding |
| Loans / Deposits | 33.31% | 52.64% | 68.65% | 82.42% | 7th pctl | 1,564 / 1,676 | |
| Loans / Assets | 56.40% | 44.39% | 58.63% | 70.08% | 45th pctl | 916 / 1,676 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |