Kansas City, MO · Charter 24937
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -22.40% | -15.41% | -10.46% | -38.82% | -28.28% | -588 bps | |
| Return on Equity | -508% | -440% | -280% | n/a | n/a | n/a | |
| Net Interest Margin | 4.66% | 4.37% | 3.98% | 3.90% | 4.06% | -60 bps | |
| Efficiency Ratio | 403% | 268% | 186.46% | 225% | 272% | -13,047 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.96% | -5.80% | -7.73% | -11.51% | -12.66% | -1,462 bps | |
| Loan Growth (YoY) | 100.63% | 33.43% | 23.25% | 2.88% | -7.57% | -10,820 bps | |
| Share Growth (YoY) | 9.36% | -0.03% | 4.41% | 4.64% | 2.32% | -703 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 19.36% | 20.94% | 25.02% | 15.24% | 12.47% | -689 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 12.28% | 11.24% | 9.87% | 17.45% | 15.51% | +323 bps | |
| Capital | |||||||
| Risk-Based Capital | 4.41% | 3.50% | 3.73% | -7.29% | -11.66% | -1,607 bps | |
| Net Worth / Assets | 4.41% | 3.50% | 3.73% | -7.29% | -11.66% | -1,607 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 61.87% | 58.74% | 55.89% | 47.61% | 55.89% | -598 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |