True Sky
Oklahoma City, OK · Charter 24934 · Peer group: credit unions under $1B in assets in the Oklahoma City, OK area (n=17)
NCUA · 14 branches
Q2 2026
$778.4MAssets
$517.7MLoans
$715.3MShares
$49.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 53% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 9 of 17).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 17 of 17).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.23%
Rank 11 of 17
Net Interest Margin
3.09%
Rank 17 of 17
Efficiency Ratio
84.09%
Rank 9 of 17
Equity / Assets
6.35%
Rank 17 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.23% | 0.09% | 0.50% | 0.87% | Beats 35% | 11 / 17 | | |
| Return on Equity | 3.56% | 0.57% | 3.59% | 5.86% | Beats 41% | 10 / 17 | | |
| Net Interest Margin | 3.09% | 3.47% | 3.95% | 4.62% | Beats 0% | 17 / 17 | | |
| Efficiency Ratio | 84.09% | 72.40% | 84.09% | 93.29% | Beats 53% | 9 / 17 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.96% | 0.24% | 0.51% | 0.96% | Beats 29% | 13 / 17 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 6.35% | 9.54% | 12.63% | 17.12% | Beats 0% | 17 / 17 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 6.35% | 9.54% | 12.63% | 17.12% | Beats 0% | 17 / 17 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.37% | 65.22% | 80.30% | 85.86% | 29th pctl | 12 / 17 | | |
| Loans / Assets | 66.51% | 51.37% | 68.04% | 74.15% | 41st pctl | 10 / 17 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |