Park
Louisville, KY · Charter 24931 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
$1.4BAssets
$1.1BLoans
$1.1BShares
$255.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 97% of credit unions $1B-$10B in assets (rank 12 of 435).
- Widest gap: nonperforming loans / loans trails 96% of credit unions $1B-$10B in assets (rank 419 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.40%
Rank 368 of 435
Net Interest Margin
3.69%
Rank 123 of 435
Efficiency Ratio
66.20%
Rank 121 of 435
Equity / Assets
17.86%
Rank 12 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.40% | 0.55% | 0.81% | 1.14% | Beats 15% | 368 / 435 | |
| Return on Equity | 2.26% | 5.12% | 7.41% | 9.70% | Beats 8% | 402 / 435 | |
| Net Interest Margin | 3.69% | 3.01% | 3.39% | 3.75% | Beats 72% | 123 / 435 | |
| Efficiency Ratio | 66.20% | 65.25% | 71.39% | 77.86% | Beats 72% | 121 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.00% | 0.45% | 0.69% | 1.05% | Beats 4% | 419 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.86% | 9.81% | 10.84% | 12.63% | Beats 97% | 12 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.86% | 9.81% | 10.84% | 12.63% | Beats 97% | 12 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 97.13% | 78.33% | 88.38% | 95.61% | 79th pctl | 93 / 435 | |
| Loans / Assets | 75.98% | 67.69% | 74.58% | 80.80% | 55th pctl | 194 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |