Danville, PA · Charter 24929
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
45
Asset Quality
13
Profitability
74
Liquidity
41
Efficiency
92
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Danville, PA · Charter 24929
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.35% | 1.33% | 1.25% | 1.29% | 1.50% | 1.59% | 1.55% | 1.50% | +21 bps | |
| Return on Equity | 12.69% | 12.46% | 11.78% | 11.82% | 13.13% | 13.42% | 13.04% | 12.08% | +25 bps | |
| Net Interest Margin | 3.42% | 3.38% | 3.22% | 3.28% | 3.45% | 3.54% | 3.61% | 3.73% | +46 bps | |
| Efficiency Ratio | 62.73% | 61.75% | 65.33% | 63.54% | 60.47% | 58.08% | 57.56% | 56.77% | -678 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 8.04% | 9.36% | 8.43% | 6.94% | 5.98% | 4.23% | 2.90% | 1.13% | -581 bps | |
| Loan Growth (YoY) | 5.13% | 3.26% | 3.43% | 0.83% | 2.99% | 5.59% | 8.87% | 11.95% | +1,112 bps | |
| Share Growth (YoY) | 6.10% | 8.19% | 7.05% | 5.50% | 4.72% | 2.42% | 1.05% | -0.78% | -627 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.76% | 1.04% | 1.49% | 1.87% | 1.70% | 2.45% | 1.62% | 2.12% | +25 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.60% | 10.71% | 10.63% | 10.88% | 11.42% | 11.83% | 11.92% | 12.40% | +152 bps | |
| Net Worth / Assets | 10.60% | 10.71% | 10.63% | 10.88% | 11.42% | 11.83% | 11.92% | 12.40% | +152 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.95% | 75.93% | 72.50% | 73.33% | 76.66% | 78.27% | 78.11% | 82.74% | +941 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Danville, PA · Charter 24929 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
Return on Assets
1.50%
Rank 247 of 1,683
Net Interest Margin
3.73%
Rank 913 of 1,683
Efficiency Ratio
56.77%
Rank 141 of 1,682
Equity / Assets
12.40%
Rank 933 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.50% | 0.35% | 0.74% | 1.18% | Beats 85% | 247 / 1,683 | ||
| Return on Equity | 12.08% | 2.67% | 5.89% | 8.74% | Beats 92% | 136 / 1,681 | ||
| Net Interest Margin | 3.73% | 3.31% | 3.82% | 4.32% | Beats 46% | 913 / 1,683 | ||
| Efficiency Ratio | 56.77% | 68.91% | 78.20% | 86.93% | Beats 92% | 141 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.12% | 0.26% | 0.65% | 1.29% | Beats 13% | 1,469 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.40% | 10.44% | 12.89% | 16.53% | Beats 45% | 932 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.40% | 10.44% | 12.89% | 16.53% | Beats 45% | 933 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 82.74% | 52.61% | 69.38% | 83.50% | 74th pctl | 435 / 1,683 | ||
| Loans / Assets | 72.54% | 44.71% | 59.18% | 70.72% | 79th pctl | 354 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||