Ewing, NJ · Charter 24927
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.80% | 0.85% | 0.76% | 3.51% | 1.84% | +104 bps | |
| Return on Equity | 8.18% | 8.47% | 7.84% | 33.77% | 17.93% | +975 bps | |
| Net Interest Margin | 4.33% | 4.35% | 4.19% | 4.11% | 4.06% | -26 bps | |
| Efficiency Ratio | 74.99% | 74.36% | 75.26% | 54.46% | 67.74% | -726 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.60% | 1.68% | 6.51% | 3.84% | 8.35% | +275 bps | |
| Loan Growth (YoY) | 3.82% | 1.46% | 0.61% | 0.10% | 2.57% | -126 bps | |
| Share Growth (YoY) | 14.23% | 5.85% | 6.67% | 2.06% | 6.86% | -737 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.89% | 0.87% | 0.97% | 0.95% | 0.93% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.79% | 9.98% | 9.69% | 10.39% | 10.27% | +48 bps | |
| Net Worth / Assets | 9.79% | 9.98% | 9.69% | 10.39% | 10.27% | +48 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 93.45% | 95.14% | 91.73% | 89.48% | 89.69% | -376 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |