Workers
Littleton, MA · Charter 24923 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 14 branches
Q2 2026
$2.5BAssets
$2.0BLoans
$1.9BShares
$250.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 40% of credit unions $1B-$10B in assets (rank 264 of 435).
- Widest gap: efficiency ratio trails 99% of credit unions $1B-$10B in assets (rank 432 of 435).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.21%
Rank 430 of 435
Net Interest Margin
2.00%
Rank 426 of 435
Efficiency Ratio
101.49%
Rank 432 of 435
Equity / Assets
10.05%
Rank 298 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.21% | 0.55% | 0.81% | 1.14% | Beats 1% | 430 / 435 | |
| Return on Equity | -2.05% | 5.12% | 7.41% | 9.70% | Beats 1% | 429 / 435 | |
| Net Interest Margin | 2.00% | 3.01% | 3.39% | 3.75% | Beats 2% | 426 / 435 | |
| Efficiency Ratio | 101.49% | 65.25% | 71.39% | 77.86% | Beats 1% | 432 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.81% | 0.45% | 0.69% | 1.05% | Beats 40% | 264 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.05% | 9.81% | 10.84% | 12.63% | Beats 31% | 298 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.05% | 9.81% | 10.84% | 12.63% | Beats 31% | 298 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 104.49% | 78.33% | 88.38% | 95.61% | 93rd pctl | 29 / 435 | |
| Loans / Assets | 78.36% | 67.69% | 74.58% | 80.80% | 63rd pctl | 162 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |