Portsmouth, NH · Charter 24921
NCUA · 54 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.07% | 1.07% | 1.05% | 0.94% | 0.94% | -13 bps | |
| Return on Equity | 8.93% | 9.00% | 8.83% | 7.96% | 7.91% | -102 bps | |
| Net Interest Margin | 3.56% | 3.59% | 3.60% | 3.67% | 3.79% | +23 bps | |
| Efficiency Ratio | 63.59% | 62.81% | 63.25% | 62.58% | 60.69% | -290 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.23% | 10.19% | 11.38% | 9.97% | 9.07% | -16 bps | |
| Loan Growth (YoY) | 13.84% | 14.38% | 10.04% | 7.44% | 7.15% | -669 bps | |
| Share Growth (YoY) | 9.39% | 10.02% | 11.51% | 9.97% | 8.96% | -43 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.18% | 1.55% | 2.80% | 2.68% | 2.60% | +142 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.95% | 11.88% | 11.84% | 11.78% | 11.89% | -6 bps | |
| Net Worth / Assets | 11.95% | 11.88% | 11.84% | 11.78% | 11.89% | -6 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 96.46% | 97.40% | 94.49% | 92.55% | 94.85% | -161 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |