Papillion, NE · Charter 24917
NCUA · 27 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.22% | -0.06% | 1.29% | 0.85% | 0.73% | 0.59% | 0.74% | 0.87% | +2 bps | |
| Return on Equity | -2.68% | -0.68% | 15.09% | 9.80% | 8.27% | 6.72% | 8.22% | 9.56% | -24 bps | |
| Net Interest Margin | 2.63% | 2.75% | 3.55% | 3.62% | 3.76% | 3.87% | 4.80% | 4.77% | +115 bps | |
| Efficiency Ratio | 86.73% | 81.31% | 65.45% | 66.40% | 68.78% | 70.41% | 71.64% | 69.50% | +310 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.00% | 4.07% | 4.97% | 3.61% | -1.91% | -0.58% | -0.53% | 0.85% | -276 bps | |
| Loan Growth (YoY) | -5.61% | -5.49% | -5.47% | -2.99% | -0.72% | 5.68% | 11.36% | 9.12% | +1,210 bps | |
| Share Growth (YoY) | 7.59% | 8.16% | 7.78% | 4.73% | -2.83% | -1.66% | -1.02% | 0.54% | -420 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.96% | 0.95% | 0.80% | 0.87% | 0.85% | 0.84% | 0.69% | 0.80% | -7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.10% | 8.23% | 8.53% | 8.68% | 8.86% | 8.82% | 8.96% | 9.15% | +47 bps | |
| Net Worth / Assets | 8.10% | 8.23% | 8.53% | 8.68% | 8.86% | 8.82% | 8.96% | 9.15% | +47 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.72% | 86.40% | 84.89% | 87.21% | 91.67% | 92.86% | 95.51% | 94.65% | +744 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |