Long Beach, CA · Charter 24916
NCUA · 6 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.80% | 0.80% | 1.24% | 1.20% | 1.09% | 1.10% | 1.07% | 1.16% | -3 bps | |
| Return on Equity | 9.25% | 8.92% | 13.71% | 12.88% | 11.49% | 11.41% | 11.47% | 12.18% | -70 bps | |
| Net Interest Margin | 3.03% | 3.17% | 3.42% | 3.51% | 3.59% | 3.66% | 3.55% | 3.58% | +8 bps | |
| Efficiency Ratio | 76.99% | 76.89% | 70.82% | 71.88% | 73.64% | 73.90% | 75.62% | 73.79% | +192 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.02% | 4.92% | 2.59% | 4.72% | 8.54% | 12.96% | 16.48% | 16.50% | +1,178 bps | |
| Loan Growth (YoY) | 5.26% | 3.09% | 1.97% | 1.29% | 10.69% | 10.57% | 9.45% | 11.59% | +1,030 bps | |
| Share Growth (YoY) | 13.65% | 6.84% | 5.64% | 9.47% | 12.83% | 16.08% | 16.66% | 16.02% | +656 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.68% | 0.67% | 0.68% | 0.95% | 0.62% | 0.60% | 0.49% | 0.89% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.63% | 9.02% | 9.08% | 9.28% | 9.48% | 9.62% | 9.33% | 9.56% | +28 bps | |
| Net Worth / Assets | 8.63% | 9.02% | 9.08% | 9.28% | 9.48% | 9.62% | 9.33% | 9.56% | +28 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 80.50% | 82.10% | 77.43% | 77.01% | 78.97% | 78.21% | 72.64% | 74.07% | -294 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |