Ohio Valley Community
Clarington, OH · Charter 24909 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$243.6MAssets
$170.3MLoans
$210.3MShares
$32.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 84% of credit unions under $1B in assets (rank 272 of 1681).
- Widest gap: nonperforming loans / loans trails 81% of credit unions under $1B in assets (rank 1362 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.36%
Rank 310 of 1,683
Net Interest Margin
4.29%
Rank 439 of 1,683
Efficiency Ratio
65.37%
Rank 306 of 1,682
Equity / Assets
13.39%
Rank 762 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.36% | 0.35% | 0.74% | 1.18% | Beats 82% | 310 / 1,683 | | |
| Return on Equity | 10.16% | 2.67% | 5.89% | 8.74% | Beats 84% | 272 / 1,681 | | |
| Net Interest Margin | 4.29% | 3.31% | 3.82% | 4.32% | Beats 74% | 439 / 1,683 | | |
| Efficiency Ratio | 65.37% | 68.91% | 78.20% | 86.93% | Beats 82% | 306 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.59% | 0.26% | 0.65% | 1.29% | Beats 19% | 1,362 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.39% | 10.44% | 12.89% | 16.53% | Beats 55% | 762 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.39% | 10.44% | 12.89% | 16.53% | Beats 55% | 762 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.01% | 52.61% | 69.38% | 83.50% | 71st pctl | 487 / 1,683 | | |
| Loans / Assets | 69.93% | 44.71% | 59.18% | 70.72% | 73rd pctl | 449 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |