Everest
Jackson Heights, NY · Charter 24906 · Peer group: credit unions under $1B in assets in NY (n=59)
NCUA · 3 branches
Q2 2026
$7.6MAssets
$4.8MLoans
$6.8MShares
$659KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 98% of credit unions under $1B in assets in NY (rank 1 of 59).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets in NY (rank 57 of 59).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.31%
Rank 44 of 59
Net Interest Margin
8.64%
Rank 1 of 59
Efficiency Ratio
86.71%
Rank 50 of 59
Equity / Assets
8.65%
Rank 57 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.31% | 0.28% | 1.01% | 1.42% | Beats 25% | 44 / 59 | |
| Return on Equity | 3.64% | 2.31% | 7.92% | 10.52% | Beats 27% | 43 / 59 | |
| Net Interest Margin | 8.64% | 3.24% | 3.66% | 4.04% | Beats 98% | 1 / 59 | |
| Efficiency Ratio | 86.71% | 63.53% | 74.15% | 82.44% | Beats 17% | 50 / 59 | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.39% | 0.32% | 0.68% | 1.20% | Beats 7% | 56 / 59 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.65% | 10.94% | 13.05% | 16.06% | Beats 3% | 57 / 59 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.65% | 10.94% | 13.05% | 16.06% | Beats 3% | 57 / 59 | |
| Liquidity & Funding |
| Loans / Deposits | 70.21% | 40.49% | 57.59% | 78.86% | 69th pctl | 18 / 59 | |
| Loans / Assets | 63.03% | 33.06% | 50.92% | 63.03% | 75th pctl | 15 / 59 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |